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Screenshots of Easy Loan
  • Easy Loan : Instant Loan App
  • Easy Loan : Instant Loan App
  • Easy Loan : Instant Loan App
  • Easy Loan : Instant Loan App
  • Easy Loan : Instant Loan App
Description of Easy Loan : Instant Loan App

Easy Loan is India’s most preferred AI based Instant Loan, Personal Loan & Advance Salary App for Salaried Professionals at the lowest interest rates with No hidden costs, 100% transparency & No collaterals. We are accessible via Mobile App. The application process is super convenient, hassle-free & can be filled within 10 minutes. Documentation requirement is also minimal, Approvals are done instantly for completed applications & money is transferred directly to the bank account of the applicant.

Loan Information:
- Loan amount from ₹,1000 to ₹5,00,000
- Repayment periods from 3 Month to 24 Month
- APR from 3.5% to 12% per annum
- Processing fees range from 2.5% to 5% (GST 18% applies)
- You may be charged up to 0.1%daily late fees for late payments ( capped to 18% of principal amount overdue.)
- No other hidden fees applicable to your loans.

Key Highlights & Features:
✅ 100% quick, easy and secured online loan application process
✅ Instant loan approval without documents
✅ Affordable interest rates
✅ High loan approval rate
✅ One-time approval, anytime cash
✅ Flexible loan and EMI options
✅ Zero pre closure charges
✅ Loan without CIBIL Score.
✅ No Hidden Charges
✅ No Collaterals, Fully Automated & Paperless
✅ Easy Online Process, Fast & Reliable services
✅ 100% Transparency & No Hidden Charges
✅ Instant cash transfer in the provided bank account
✅ No Prepayment Charges

Example:
- Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days
- Interest of loan = ₹5,000 x %12/ 365 x 60 = ₹100
- Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27)
- Total cost of the loan = ₹225
- Total loan amount disbursed will be credit is ₹4,848 (₹5,000 - ₹152)
- Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100)
- Monthly repayments of ₹2,550

Data Security & Privacy:
🔒 All the data is transmitted using secure HTTPS protocol
🔒 All the transactions are secured via SSL encryption
🔒 Implemented Multi-Level Authentication & Authorization to make the app Ultra Secure
🔒 Got our App audited from a top Security & Audit Company
🔒 Do not archive/store customer data for rejected applications

The app requires the following permissions to function properly:
SMS
We parse your bank transaction messages to automatically fetch & store your expenses, bills, & credits. We do not read any personal or OTP messages.
Location
Collect, store & monitor information about the location of your device to do a risk assessment for credit scoring.
Apps
Collect, store & monitor a list of installed apps on your device for credit profile enrichment.
Contacts
Collect & store contacts information to automatically detect references information for your customized credit scoring.
Storage
Collect & store metadata of files on your device for credit profile enrichment.
Phone
Collect, store & monitor information about your device to uniquely identify the devices & ensure that unauthorized devices are not able to act on your behalf to prevent frauds.

How to Apply for Instant Loan?
✅ Register to the easy loan app with OTP
✅ Add amount, tenure and net monthly salary
✅ Upload Pan card, identity proof and bank statement
✅ Do KYC & profile setup
✅ Validate address with pin code verification
✅ The loan amount will be credited within 48 hrs to your account after document verification

Transparency:
We work only with RBI Registered NBFCs.The NBFCs are as follows
- Fullerton India Credit Company Ltd.
- Vivriti Capital Pvt. Ltd.
- Northern Arc Capital Limited
- Incred Financial Services
- HDB Financial Services

Address:
657-660, FGDC Building, Wellesley Road, Near RTO (Sangam Bridge), Pune, Maharashtra 411001

Contact Us:
For any kind of help or support, feel free to send an email to cus.easyloan@gmail.com

Version history Easy Loan : Instant Loan App
New in Easy Loan 5.0
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